Debunking the Active, Passive Investment Debate
As equity markets around the world extend into an exceptionally long 9 year bull market the debate of Active versus Passive investment rages louder than ever before. This is not a new debate, it is decades old and there is no shortage of commentary, opinion, white papers and expert views, all you need to do is type in a google search and you will find piles of it. But is this even the right debate to be having?
Click for more: Debunking the Active, Passive Investment Debate (15 downloads)
Rate jump not indicative of REIT yield
While the world has entered an interest rate upcycle, in the next year or so, rate rises won’t necessitate a similar increase in real estate yield.
Click for more: Rate jump not indicative of REIT yield (24 downloads)
Goldilocks and the Three Bears: The SMSF Version:
The retirement savings balances for women continue to be significantly lower than for men. This article focuses on areas that may make a difference.
Click for more: Goldilocks and the Three Bears: The SMSF Version (65 downloads)
Tackling a lower tax threshold:
The changes to the superannuation system passed as law in November included a drop in the Division 293 threshold. The article written for Self Managed Super magazine notes the strategic use of self-funding instalment warrants could offer some relief for SMSF members affected by this amendment.
Click for more: Tackling a lower tax threshold (97 downloads)
Mind the Gap:
In 2013-14, Australian women aged 60-64 – merely years out from retirement – had on average just $138,150 in super savings.
And here’s the real kicker: Women also live longer than men. The average life expectancy for an Australian woman is currently at 84.3, while the average Aussie male is living to 79.9.
Click for more: Mind The Gap
Royston Capital Australian REIT and Infrastructure Fund – Interview by The Constant Investor:
During the month of December The Constant Investor interviewed Victor Yeung of Admiral Investments, portfolio manager for the Royston Capital Australian REIT and Infrastructure Fund (ARIF). Here’s the link to the article with Victor’s interview:
To access the interview you will need to sign up to a 24hr free pass. This free pass has been made available to Royston Capital clients. The 24-hour free pass begins from the moment registration is accepted and the user then has access to the entire website. To hear the podcast, head to this link once the 24-hour free pass has been activated.
The Constant Investor is the new home of Alan Kohler’s writing, which brings a sharp focus to the financial events that matter each week. Alan’s also created two podcasts: The Spotlight – a weekly in-depth interview with an influencer of the investing world; and Talking Finance – a current affairs style program speaking with economists, analysts, portfolio managers and the CEOs of exciting companies. Also on the theconstantinvestor.com you can find Top Stocks – the three top stock picks from a variety of top portfolio managers; and Unlisted Gems for those looking for alternatives to equities. The Constant Investor puts the latest financial information in context and gives you the opportunity to raise your questions with Alan directly through a members only Facebook group.
Ladies, are you paying attention to your finances?
According to a survey by Australian Super “The average super balance for men still adding to their accounts is $71,645 while women hold an average of just $40,475. The average retirement payout (determined by the average savings for those aged 60-64) was $112,600 for women and $198,000 for men”. The Government is proposing changes to superannuation that will impact you and particularly those on a high income.
The question is what are you going to do about it?
Step 1: Read our short article
Ladies: Are you paying attention to your finances? (115 downloads)
Step 2: Complete the Financial Health Index Financial Health Index (113 downloads)
Step 3: Take action, email us at to register your interest.
Published in Inside Small Business magazine (online edition):
Royston Capital Appoints Admiral Investment as Advisor for Australian REIT and listed Infrastructure Portfolio
Royston Capital Pty Ltd has announced that the company has appointed Admiral Investment Limited (“Admiral”), an experienced property adviser in Hong Kong, as an advisor to Royston’s Australian REIT and listed infrastructure portfolio. The portfolio is targeted to Significant Investor Visa (SIV) applicants but is available to other investors.
Why Hong Kong investors should consider Australia…
Royston Capital recently traveled to Hong Kong to talk about the new Australian REIT and Infrastructure Fund and the Victorian Governments Significant Investor Visa program…
- More and more Chinese people opt to migrate to Australia. Chris Boag explains the new SIV program and its merits. The Australian REIT market still has upside potential. Ming Pao 22 April 2016 (143 downloads)
- Australian REIT market is providing a better investment return than HK REIT. New technology developments benefits the economy so as increasing the number of construction developments. Office buildings and REITs in suburban Australia are presenting great investment opportunities. HKEJ article 22 April 2016 (140 downloads)
- Front page coverage in United Daily News (Taiwan) on the Australian REIT market as one of the fastest growing REIT markets in the world. The new SIV program and the rise of new asset classes are supporting the REIT market. United Daily News 22 April 2016 (137 downloads)
- Overseas students account for 28% of students in Australia. Overseas students are supporting the Australian residential market. Australian REIT market is also supported by development of retirement funds. United Daily News 3 May 2016 (138 downloads)