Investment Process – S.A.R.I.E.
Developing your financial strategy is the vital first step to your success. To assist in this process we developed S.A.R.I.E.
Situation: Data gathering and identification of objectives
We work closely with clients to gain an in-depth understanding of goals, objectives and expectations of Royston Capital
Data Gathering is a necessary 1st step to ensure that sufficient information is gathered and that we are able to respond to your needs and objectives.
This information is collected using the ‘Client Profile’. The information collected includes personal, financial and insurance information, as well as your tolerance to investment risk and other investment preferences and ethical considerations.
From this information, and in consultation with you, we are able to clearly understand your objectives and expectations of us.
Analysis: Preparation of recommendations
In making our recommendations we make sure that they are concise, clear and effective so that you remain in control of your financial strategy and its implementation. We will develop an investment strategy that meets your objectives and evolves with current global and domestic economic conditions. We select a target asset allocation based on your tolerance to risk and return. Your asset allocation may incorporate Australian equities, international equities, fixed income, property, cash and alternative investment strategies.
Your investment strategy takes into account the tax consequences now and in he long term. We consider: What entity to invest in; determine an appropriate asset allocation for your group and each entity to enhance tax efficiency; we ensure your timeframe is appropriate when considering volatility and liquidity requirements.
We analyse and identify alternative solutions to ensure the best recommendations for you.
Where necessary we will meet with you on multiple occasions to review and refine your financial strategy.
Recommendation: presentation of recommendations
During this meeting we will explain and discuss the recommendations that we have made. Our aim is to ensure that you fully understand all of the recommendations and that they meet your needs and objectives.
In consultation with you, we will agree on the recommendations which are to be implemented, however the decision is ultimately yours.
Implementation: Implementation of recommendations
Achieving your objectives requires a well-executed plan and process that efficiently supports our continuing relationship.
We will implement the agreed recommendations in the manner that is agreed with you. We will keep you informed of our progress via your personalized action plan.
A well executive plan is one that is reviewed and updated on a regular basis.
We believe that it is important to comprehensively review your strategy and investment portfolio on a regular basis.
Throughout the year we will also provide you with updates and recommendations for your investment portfolio to ensure it continues to meet your goals and objectives.